Western Sky Financial – Cash Call Payday Loan Class Action Settlement (North Carolina Only)

Class Eligibility

If you took out a loan from the online lender Western Sky Financial, LLC (you may also know it as CashCall) and you lived in North Carolina at the time, you are entitled to benefits from this settlement. If you repaid an amount equal or greater than your loan proceeds plus 16% interest per annum, you may be entitled to a pro rata refund. If you are entitled to a pro rata refund, you have been sent a Notice and Participation Form for your eligible loan(s).

Estimated Amount


Proof of Purchase


Case Name

State of North Carolina, ex rel. Roy Cooper, Attorney General and Ray Grace, Commissioner of Banks,
Plaintiffs v. Western Sky Financial, LLC; CashCall, Inc.; WS Funding, LLC; and Delbert Services
Corporation, Defendants.

Case No.13 CVS 16487

State of North Carolina, County of Wake, In the General Court of Justice, Superior Court Division

Case Summary

This settlement resolves allegations that the defendant engaged in lending and advertising practices for their payday loans in violation of North Carolina laws. Specifically, the loans enticed consumers to take disadvantageous loans with high interest rates and excessive fees. The settlement provides debt cancellation for some class members and monetary compensation for others.

Settlement Pool




If you fail to file on time you may still access the funds through reaching out to the state treasurer


North Carolina Settlement Fund Administrator

c/o Dahl Administration

PO Box 3614

Minneapolis, MN 55403-0614