Citizens Bank Overdraft Fee Settlement

Class Eligibility:

The settlement covers holders of Citizens Bank consumer accounts, between 1/1/2002 and 8/13/2010, with debit cards who paid overdraft fees as a result of Citizen’s practice of posting Debit Card Transactions from the highest value transactions to the lowest value transactions.

Most claims will be paid out automatically. But if you fall into any of the following categories you will need to file your claim manually.

  • Mellon Bank (PA, DE, NJ) – between 7/25/2005 and 8/13/2010
  • Medford Savings Bank (MA) – between 1/1/2002 and 12/14/2002
  • Commonwealth Bank (PA) – between 1/1/2002 and 3/14/2003
  • CambridgePort Bank (MA) – between 1/1/2002 and 8/22/2003
  • Community National Bank (MA) – between 1/1/2002 and 12/12/2003
  • Roxborough-Manayunk Bank (PA, DE) – between 1/1/2002 and 2/6/2004
  • Charter One Bank – between 1/1/2002 and 7/25/2005
  • GreatBank (IL) – between 1/1/2002 and 8/27/2007
  • GreatBank Chicago – between 1/1/2002 and 8/27/2007
  • First National Bank (IL) – between 1/1/2002 and 8/27/2007
Estimated Amount:


The settlement does not provide any estimate of the claim amount. This guesstimate is based on the claim amount and the number of claims we estimate are likely to be filed.

Proof of Purchase: Yes, you are required to fill out a worksheet listing claim dates.
Claim Form: Citizen’s Bank Overdraft Claim Form
Case Name: In re: Checking Account Overdraft Litigation, Case No. 1:09-md-02036-JLK
Case Summary:

The plaintiffs alleged that Citizens Bank was charging excessive overdraft fees by charging amounts to accounts from the highest value to the lowest value, which would lead to higher overdraft fees than doing the reverse.

Settlement Pool: $137,500,000
Settlement Website: Citizens Bank Overdraft Settlement
Claim Form Deadline: May 6, 2013
Claims Administrator: Citizens Overdraft Settlement
PO Box 3410
Portland, OR 97208-3410