JPMorgan Chase FCRA Class Action Settlement

Class Eligibility

JP Morgan Chase class action settlement Class Members include all borrowers or guarantors of a Chase or Chase-serviced account in which your consumer credit information was accessed by Chase through an Account Review Inquiry between Oct. 16, 2009 and Oct. 16, 2014, and at a time when the account met any one of the following criteria:

  • The account was closed with a zero balance
  • The account had been sold or transferred to a third party
  • The debt on the account had been discharged in bankruptcy
  • Chase had foreclosed the property securing the account loan
  • Chase had sold in a short sale or had transferred through a deed in lieu of foreclosure the property securing the account loan

Estimated Amount


The settlement funds will be divided in equal portions among all qualified class members.

Proof of Purchase


Case Name

Duncan v. JPMorgan Chase Bank, N.A.

Case No. 5:14-cv-00912-FB
District Court of the Western District of Texas

Case Summary

The plaintiffs allege that JP Morgan Chase PMorgan accessed consumer credit reports in order to conduct an Account Review Inquiry of customers even after they, for numerous reasons, no longer had a relationship with the bank. These actions were in violation of the FCRA.

JPMorgan Chase denies the allegations but has agreed to settle to reduce the risk and uncertainty associated to a trial

Settlement Pool





Chase FCRA Settlement Claims Administrator

P.O. Box 43389

Providence, RI 02940-3389