Toyota Motor Credit Corporation Discrimination Class Action Settlement

Class Eligibility

To be eligible for a settlement payment:

  • A buyer must have gotten an auto loan to buy a vehicle financed by Toyota Motor Credit Corporation between January 1, 2011, and August 1, 2016.
  • At least one buyer on the contract must be African-American, Black, Asian, Native Hawaiian, or other Pacific Islander.
  • The buyer(s) must also have been identified by the Government as having been overcharged by Toyota Motor Credit Corporation.

You do not need to have an open account with Toyota Motor Credit Corporation to be eligible for a payment. It does not matter whether your account went into default or your vehicle was repossessed.

Estimated Amount


Proof of Purchase


Case Name

This Case Was Handled by The Consumer Financial Protection Bureau

Case Summary

The Consumer Financial Protection Bureau and the U.S. Department of Justice claimed that Toyota Motor Credit Corporation’s dealer compensation policies resulted in African-American, Asian, and Pacific Islander buyers paying higher interest rates than non-Hispanic White buyers, without regard to creditworthiness. Toyota Motor Credit Corporation, while neither admitting nor denying the claims, voluntarily agreed to pay up to $21.9 million to repay eligible buyers.

Settlement Pool





Toyota Motor Credit Corporation Settlement

Settlement Administrator

P.O. Box 3775

Portland, OR 97208-3775

Phone: 1-844-778-5953

Fax: 1-844-840-0630
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